Citigroup raised its 12-month Bitcoin target to $113,000 from $82,000, a roughly 38% increase, and lifted Ethereum to $3,028 from $2,240. The bank's reasoning rests on a steady advisory bid rather than a return of fast speculative money. Context worth holding alongside it: Bitcoin gained 33.4% over 90 days but is still down 29.7% over twelve months, with Ethereum off 38.4% and XRP 49.6% on the same basis, and all four majors including Solana sit below where they started 2026.